CREDIT (Ginox Credits) Guide

CREDIT is the platform's internal credit system. Credits can be used as an alternative payment method for services. They cannot be withdrawn directly.

Precision: 2 decimal places

How to Get CREDIT

1. Purchase with GUSD

• Go to the Ginox Credit purchase page.
• Enter the GUSD amount you want to spend.
• Credits are calculated using the conversion rate: 1 Credit = 0.01 GUSD.
• Formula: Credits received = GUSD amount / 0.01
• Example: Spending 1 GUSD gives you 100 Credits. Spending 10 GUSD gives you 1,000 Credits.

2. Deposit via WalletConnect

• When initiating a WalletConnect deposit, select CREDIT as the wallet type.
• Send USDT to the generated deposit address.
• After 3 blockchain confirmations, the system converts the received USDT to Credits using the conversion rate.
• Formula: Credits = USDT received / 0.01
• Example: Depositing 5 USDT gives you 500 Credits.

3. Admin Credit (Manual)

• An admin can manually add CREDIT to your account via the admin panel.
• This is used for promotions, refunds, or special cases.

What You Can Buy with CREDIT

CREDIT can be used to purchase services only:

Signal Channel

IPVPN

Credit prices are calculated as GUSD price / 0.01.

Service Upgrades

• You can also upgrade existing Signal Channel or IPVPN subscriptions using CREDIT.
• The upgrade price is calculated as the difference between the new plan and remaining value of the current plan.

What You CANNOT Do with CREDIT

• Cannot withdraw CREDIT to an external wallet
• Cannot purchase Licenses (GUSD only)
• Cannot purchase BFM tokens (GUSD only)
• Cannot create Crypto Boxes (BFM only)
• Cannot buy Box Lottery tickets (BFM only)
• Cannot join Daily Lottery (requires license, no credit cost)

Conversion Rate

The conversion rate determines how many GUSD one Credit is worth:

• 1 Credit = 0.01 GUSD
• 100 Credits = 1 GUSD

This rate is set by the admin and can be viewed at the credit price endpoint.

How Credit Prices Are Calculated

When you purchase a service with CREDIT:

• The system looks up the GUSD price of the service.
• Divides it by the conversion rate to get the credit cost.
• Deducts that many credits from your CREDIT wallet.

Example: Signal Channel Monthly costs 15 GUSD:

• Credit cost = 15 / 0.01 = 1,500 Credits

Sponsor Bonus on Credit Purchases

When you buy a service with CREDIT, your upline sponsors still receive sponsor bonuses. The system converts the credit amount back to GUSD equivalent for bonus calculation:

• GUSD equivalent = Credits spent * 0.01
• Example: Spending 1,500 Credits = 15 GUSD equivalent for bonus calculation
• Sponsor bonuses are then calculated on this GUSD equivalent.
• The locked balance portion is excluded from bonus calculations (same as GUSD).

CREDIT Statistics

You can view your credit usage statistics:

Referral Credit Statistics

You can also view credit activity across your referral team:

• Total credits held by your referrals
• Total credits spent by your referrals
• Per-referral credit spending breakdown

Summary